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Home insurance in British Columbia
Protect the place you call home. Get a free home insurance quote1 for coverage to protect you, your property, and your belongings from the unexpected.
Great rates and expert advice on home insurance in British Columbia
Protect your BC home with comprehensive coverage tailored to the unique climate and terrain of the Pacific Northwest. Home insurance in British Columbia safeguards against wildfires, flooding, and common weather damage, among other risks. Whether you own a Vancouver condo, an Okanagan home, or a coastal property, we offer flexible coverage that meets your needs.
How home insurance protects homeowners, condo owners, and renters in British Columbia
Home insurance coverage from RBC Insurance provides affordable protection against a wide range of risks.
Types of home insurance in British Columbia
Whether you own, rent, or have multiple properties, we offer a range of coverages under different types of home insurance.2 Explore homeowner’s insurance, insurance for condo owners, tenant’s insurance, and seasonal or other property insurance.
Homeowner’s insurance
Your home is one of the biggest purchases you’ll ever make. Help protect it and your financial future.
Condo owner’s insurance
Condo owners have unique insurance needs. We can help make sure you have the right coverage.
Tenant insurance
Whether you rent an apartment, a house or a condo unit, you have insurance needs. Make sure you’re protected.
Seasonal or other property insurance
Find affordable insurance coverage for your seasonal home, revenue property, or second home.
How can I save money on home insurance in British Columbia?
The cost of your home insurance premiums is determined by many factors. Here are some things you can do that may help you save money.
How to buy home insurance in British Columbia
You can complete an online home insurance quote yourself, or consult by phone with a licensed RBC Insurance Advisor.
Or call to apply by phone: 1-877-749-7224
Get help choosing the right home insurance coverage in British Columbia
Start an online home insurance quote or speak with an RBC Insurance advisor about home insurance.
Need help now? Call 1-877-749-7224
Learn more about home insurance in British Columbia
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Here are nine ways to help you get the home insurance coverage you need, at a price you can afford.
Should I Spend Money On Tenant Insurance?
If you’re a renter, should you bother with tenant insurance? Three reasons to say “yes”.
Five Surprising Ways Home Insurance Covers You Outside Your Home
Home insurance can do so much more than just protect your house from a fire. Here are five surprising ways you’re covered.
The information on this website is intended as a summary only. All terms and conditions are contained in the applicable insurance policy. Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. is registered as a damage insurance agency. As a result of government-run auto insurance plans, car insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia. Certain services are provided through Aviva Canada Inc.’s contracted third-party services providers. Not everyone who uses online platforms or calls in will be able to get a quote or buy an insurance policy. Option to purchase a policy online may not be available in all provinces.
Please refer to the applicable auto and/or property insurance policy to learn about the coverages, limits, deductibles, terms, conditions, restrictions and exclusions. Speak to an RBC Insurance licensed advisor for professional advice.
The centrally monitored water alarm discount through RBC Insurance is not available in New Brunswick, Nova Scotia or Prince Edward Island. It is also not applicable to tenant insurance or property insurance for rental locations.
All savings opportunities are based on filed discounts and rates in force and vary based on each individual’s insurance profile and are not guaranteed. Savings also vary by the province you live in. Certain conditions, limitations and exclusions may apply. For detailed information about how savings could apply to you, speak with a licensed RBC Insurance advisor.