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Home insurance in Sarnia
Protect the place you call home. Get a free home insurance quote1 for coverage to protect you, your property, and your belongings from the unexpected.
Great rates and expert advice on home insurance in Sarnia
Whether you rent or own your property, reliable home insurance helps you protect your property from adverse weather, theft, and more. Get a free quote for home insurance that’s tailored to your local area in Ontario, whether it’s Bright’s Grove, Oak Acres, Coronation Park, or elsewhere in Sarnia.
How home insurance protects homeowners, condo owners, and renters in Sarnia
Home insurance coverage from RBC Insurance provides affordable protection against a wide range of risks.
Types of home insurance in Sarnia
Whether you own, rent, or have multiple properties, we offer a range of coverages under different types of home insurance.2 Explore homeowner’s insurance, insurance for condo owners, tenant’s insurance, and seasonal or other property insurance.

Homeowner’s insurance
Your home is one of the biggest purchases you’ll ever make. Help protect it and your financial future.

Condo owner’s insurance
Condo owners have unique insurance needs. We can help make sure you have the right coverage.

Tenant insurance
Whether you rent an apartment, a house or a condo unit, you have insurance needs. Make sure you’re protected.

Seasonal or other property insurance
Find affordable insurance coverage for your seasonal home, revenue property, or second home.
How can I save money on home insurance in Sarnia?
The cost of your home insurance premiums is determined by many factors. Here are some things you can do that may help you save money.
Best savings
Save by combining home and auto insurance
Save big when you bundle auto insurance and coverage for your primary residence.5
How to buy home insurance in Sarnia
You can complete an online home insurance application yourself, or consult by phone with a licensed RBC Insurance Advisor.1,6
Or call to apply by phone: 1-877-749-7224
Get help choosing the right home insurance coverage in Sarnia
Start an online home insurance quote or speak with an RBC Insurance advisor about home insurance.
Need help now? Call 1-877-749-7224

Learn more about home insurance in Sarnia
Nine Ways to Save on Home Insurance
Here are nine ways to help you get the home insurance coverage you need, at a price you can afford.
Should I Spend Money On Tenant Insurance?
If you’re a renter, should you bother with tenant insurance? Three reasons to say “yes”.
Five Surprising Ways Home Insurance Covers You Outside Your Home
Home insurance can do so much more than just protect your house from a fire. Here are five surprising ways you’re covered.
Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia. Conditions apply. Not everyone who uses online platforms or calls in will be able to get a quote or buy an insurance policy.
The information on this website is intended as a summary only. All terms and conditions are contained in the applicable insurance policy. We also encourage you to speak to an RBC licensed insurance advisor to get professional advice.
The centrally monitored water alarm discount through RBC Insurance is not available in New Brunswick, Nova Scotia or Prince Edward Island. It is also not applicable to tenant insurance or property insurance for rental locations.
All savings opportunities are based on filed discounts and rates in force and vary based on each individual’s insurance profile and are not guaranteed. When you combine your home and auto insurance through RBC Insurance, home insurance savings may range from 10% to 17%, and there may be additional savings on your auto insurance. Savings vary by the province or territory you live in. Certain conditions, limitations and exclusions may apply. The bundle and save discount also excludes endorsements (any additional, usually optional, enhancements that you add to your policy). For detailed information about how savings could apply to you, speak with a licensed RBC Insurance advisor.
Conditions apply. Not everyone who uses online platforms or calls in will be able to get a quote or buy an insurance policy.
Liability coverage is subject to the terms, conditions, limitations and exclusions in the policy.