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Car insurance in Montreal
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Great rates and expert advice on car insurance in Montreal
Montreal’s icy winters, notorious potholes, and congested A-40 interchanges put real demands on drivers. Secure affordable car insurance Montreal, with local expertise that covers comprehensive coverage for the Québec driver, including winter tire requirements and seasonal weather risks. We simplify insurance selection so you stay protected on every commute, from downtown to the suburbs.
What auto insurance is mandatory in Montreal?
Your car insurance policy must include some coverage to protect you financially against major risks. Here’s the insurance coverage that’s required by law for all drivers in Quebec.
Liability coverage
Helps protect you financially if you are legally liable for injuring someone or causing damage to another person’s property while driving your vehicle.
No-fault coverage for bodily injury or death
Quebec’s SAAQ public insurance plan provides this coverage. it’s included in the cost of your driver’s license.
Optional and enhanced coverage in Montreal
Explore a range of additional important auto insurance coverage to protect your vehicle.
Optional coverages to protect your vehicle
Additional important insurance coverage recommended by RBC Insurance.
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Collision: Pays for the cost of repairing or replacing your vehicle if it collides with another car or an object.
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Comprehensive: Protects your car against a non-collision covered loss, such as theft, vandalism, or damage from animals, falling trees or objects, and weather.
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All perils: A combination of collision, comprehensive, and insurance against loss or damage if your vehicle is stolen by someone living in your home or who you hired to drive, service, or repair your vehicle.
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Specified perils: Customized coverage for specific situations. Call us at 1-877-316-1437 or have one of our Insurance Advisors call you.
Additional enhanced coverages
Enjoy even more peace of mind with these affordable options.
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Alternate transportation benefits: Helps pay for a rental car or other transportation if your vehicle is being repaired or replaced due to a covered accident.
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Roadside assistance: Provides comprehensive emergency roadside and driver assistance to help when you need it most.
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Protection for your first at-fault accident: Protects your driving record and premiums from being affected by your first at-fault accident if you’ve been claims-free for at least 6 years.
Why choose RBC Insurance for car insurance in Montreal?
Here are just a few of the benefits you’ll get when you insure your vehicles with us.
How can I save money on car insurance in Montreal?
The cost of car insurance is determined by many factors. Here are some things you can do that may help you save money.
Best savings
Save by combining home and auto insurance
Save big when you bundle auto insurance and coverage for your primary residence.1
Get a car insurance quote in Montreal
Get your auto insurance quote today. It only takes a few minutes.
Need help now? Call 1-877-749-7224
Learn more about car insurance in Montreal
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The information on this website is intended as a summary only. All terms and conditions are contained in the applicable insurance policy. Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. is registered as a damage insurance agency. As a result of government-run auto insurance plans, car insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia. Certain services are provided through Aviva Canada Inc.’s contracted third-party services providers. Not everyone who uses online platforms or calls in will be able to get a quote or buy an insurance policy. Option to purchase a policy online may not be available in all provinces.
Please refer to the applicable auto and/or property insurance policy to learn about the coverages, limits, deductibles, terms, conditions, restrictions and exclusions. Speak to an RBC Insurance licensed advisor for professional advice.
All savings opportunities are based on filed discounts and rates in force and vary based on each individual’s insurance profile and are not guaranteed. Savings also vary by the province you live in. Certain conditions, limitations and exclusions may apply. The bundle and save discount also excludes endorsements (any additional, usually optional, enhancements that you add to your policy). For detailed information about how savings could apply to you, speak with a licensed RBC Insurance advisor.