Trip Cancellation and Interruption Insurance
You are covered for:
- Non-refundable portions of unused, prepaid flights if an illness, injury or other unexpected event forces you to cancel your flight, cut your trip short or delay your return homeDisclaimer1,Disclaimer2
- Travel expenses to get you home earlier or later than you had originally plannedDisclaimer1
- Necessities like a hotel or meals—if your trip gets cancelled or interruptedDisclaimer3
- 24-hour worldwide emergency travel assistance
Classic Medical Plan (ages 0-64) o3 TravelCare® Medical Plan (ages 65+)
Trip Interruption Insurance – After Departure covers the costs you would incur if you have to return home earlier or later than you originally planned. It also reimburses you for any non-refundable portions of unused, prepaid travel arrangements. Both benefits are covered up to a combined maximum of $1,500 (for trips costing up to $1,400). It also reimburses you for any non-refundable portions of unused, prepaid travel arrangements up to the sum insured for Trip Cancellation-Before Departure (for trips costing over $1,400).
Trip Cancellation Insurance – Before Departure covers the non-refundable portion (i.e. deposits or cancellation charges) of your prepaid travel arrangements. It also allows you to recoup any cancellation penalties that a transportation carrier or tour operator may charge you.
Out of Pocket Expenses insurance reimburses you for extra expenses that result from one of the specified situations occurring. Such expenses can include your commercial accommodations and meals, essential phone calls, internet usage fees and taxi fares (ride sharing, or rental car in lieu of taxi fares) up to the specific maximum for your policy. Some conditions apply.
This insurance is subject to a maximum of $20,000 if you do not have valid government health plan coverage in force for the full length of your trip.