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Loan, mortgage & credit card protection
Protect your achievements with coverage on your RBC Royal Bank loan, mortgage or credit card.
Protect how far you’ve come
As a member of the RBC Royal Bank family, you have access to affordable loan, mortgage and credit card insurance to protect yourself, your family and your assets.
Get a quote
LoanProtector Insurance
Call or get a quick quote in 3 easy steps. If you have RBC Online Banking, you can apply online.
- Call 1-800-769-2523 (Mon-Fri: 8am-10pm, ET)
- Apply Online: Sign in to Online Banking
- Sign in to RBC Online Banking.
- Review the application information.
- Follow the steps outlined to apply.
HomeProtector Insurance
Call or get a quick quote in 3 easy steps. If you have RBC Online Banking, you can apply online.
- Call 1-800-769-2523 (Mon-Fri: 8am-10pm, ET)
- Apply Online: Sign in to Online Banking
- Sign in to RBC Online Banking.
- Review the application information.
- Follow the steps outlined to apply.
Learn more about creditor insurance

Mortgage Protection Insurance vs Life Insurance: What’s the Difference?
Mortgage protection insurance and life insurance are two very different products. Understanding the difference will help Canadians make the best choice for their insurance needs.

Is Mortgage Protection Insurance Worth It?
Mortgage protection insurance is designed to protect you and your family in the event of death, critical illness of disability. Here’s what Canadians need to know about protecting your home.
How Can I Protect My Mortgage, Loan, Line of Credit, or Credit Card Payments?
Discover how creditor insurance can help protect your financial obligations from some of life’s unexpected events, with coverage for mortgages, loans, lines of credit, and credit cards.