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Personal Insurance > Car Insurance > Education Centre > Questions & Answers About Car Insurance

Questions & Answers About Car Insurance

Have a question about car insurance coverage, claims, deductibles, premiums or discounts? Check here for the answer:

You are on: Coverage, Claims, Deductibles

Coverage, Claims and Deductibles

Expand What is "no fault" car insurance?

Expand What is liability coverage?

Expand What are collision and comprehensive coverage?

Expand What is an endorsement?

Expand What is a claim?

Expand What is a deductible?

Expand I've had a minor accident and I don't plan to submit a claim. Must I still notify my insurance company?

Expand I'm moving. What should I do?

Expand How do I submit a claim?


You are on: Vehicles and Insurance

Vehicles and Insurance

Expand Do some vehicles cost less to insure than others?

Expand Does RBC Insurance offer motorcycles and recreational vehicles?

Expand Does RBC Insurance offer coverage on vintage vehicles?


You are on: Insurance Premiums

Car Insurance Premiums

Expand How is my premium calculated?

Expand What kind of discounts can I get?

Expand If I've had no accidents or claims, will I pay less?

Expand Do I get a lower premium for having an RBC account?

Expand How can I pay for my premium?

Expand How do I set up pre-authorized chequing payments?


You are on: Provincial Auto Reforms for Primary tabs

Provincial Auto Reforms

Expand Ontario Auto Reform – June 2016

Expand Nova Scotia Auto Reform - Phase 1 - April 2012

Expand Nova Scotia Auto Reform – Phase 2 - April 1, 2013


As a result of government-run auto insurance plans, RBC Insurance does not offer car insurance in Manitoba, Saskatchewan and British Columbia.


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